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Can I Rent-to-Own a Cabin?

Updated: May 21

Certainly, the availability of rent-to-own options for cabins varies. Typically, shed companies like ourselves that specialize in constructing simple, durable cabin shells may offer rent-to-own agreements. However, companies that create more complex and completely furnished cabins often do not provide this financing alternative. In most cases, partnering with a company focused on shed construction allows for the possibility of entering into a rent-to-own arrangement for a cabin.


can i rent to own a cabin

Rent-to-Own Cabins with Maco Structures: Pros and Cons

In making a financial decision that is best for both you and your bank account, it helps to weigh the pros and cons. The following offers you the pros and the cons of going the rent-to-own cabin route.


Pros of Rent-to-Own Cabins

  • Gradual, Affordable Payments – Payments are made monthly, rather than all up-front with lower down payments.

  • No credit check – There are not credit checks - EVER.

  • Returnable Cabin – If you realize you cannot complete the payments for your cabin, you can return the cabin.

  • Complete Ownership Goal – At the end of the day and at the end of the monthly payments, the cabin is entirely yours.

  • Fully Paid Off Cabin (At Any Time) – If you realize that you can afford to complete the remaining sum for your cabin before the allotted months agreed to, you can pay and be done with monthly payments with NO early payoff fee.


pros of rent to own cabin


Cons of Rent-to-Own Cabin

  • More Expensive Overall – While the monthly payments make the purchase immediately more affordable, you will end up paying more for your cabin by the end of the payments. You can avoid paying more by paying more on your monthly payments.


Overall, a rent-to-own cabin is a great way to one day own a fully livable getaway cabin!


Popular Rent-to-Own Cabin Types

Rent-to-own cabins usually come in cabin shells, meaning the interior is unfinished. There are basically two types of these unfinished rent-to-own cabins. Either Utility style or lofted.


Utility Style Cabins


utility style rent to own cabin

The utility cabin is the most common type of rent-to-own cabin. A utility rent-to-own cabin usually can be transported in one piece to its desired location. For larger styles a build on site may be needed.


Lofted Style Cabins


lofted style rent to own cabin

The lofted cabin is another common type of rent-to-own cabin. A lofted rent-to-own cabin usually can be transported in one piece to its desired location. For larger styles a build on site may be needed.


Rent-to-Own Cabin Porch Styles


The following offers you the popular porch styles of a rent-to-own cabin.


Standard or End Porch

Presenting as the most popular style, the standard cabin offers a classic and modern appearance. Not only is this style the most popular, but it is also the most affordable. Economical and attractive, these words describe the cabin! Plus, with its well-constructed gable roof, this rent-to-own cabin will look fantastic sitting in your favorite woods or by the lake. (available in a lofted or utility style cabin)


lofted rent to own cabin


Center Cabin or Side Cabin


center cabin rent to own cabin

The Center or Side Cabin style offers a split floor plan option. So, if you are wishing for extra living space to accommodate a big family or simply to enjoy a roomier cabin, the Center or Side Cabin is your match! Get ready to enjoy enough space to invite all your loved ones to a weekend away in the mountains! (available in utility or lofted style cabins)


side cabin rent to own cabin


Premier Cabin

The Premier Cabin style offers a large "L-Shaped" porch. So, if you enjoy spending time on the porch bird watching, reading, or just enjoying the view, the Premier Cabin is your match! (available in utility or lofted style cabins)


premier style rent to own cabin


Now that the popular rent-to-own cabin porch styles are covered, let’s move on to discussing its popular sizes.


Rent-to-Own Cabins: Popular Sizes


The following offers you the most popular rent-to-own cabin sizes.

  • 12×24 – This size offers a comfortable, yet snug space to include a small kitchenette and living room, bathroom, and a bedroom.

  • 12×32 – This size allows you to enjoy more space for a roomier layout of your small kitchenette, living room, bathroom, and one bedroom.

  • 14×40 – Enough space to add an extra small bedroom in addition to a kitchenette, living room, bathroom, and master bedroom.

  • 16×40 – Big enough to include two rooms, a larger kitchen, living room, and one bathroom.

  • 16x54 – Enjoy a larger master bedroom, one small bedroom, open living room and kitchen, and a bathroom.

It is helpful to remember that most rent-to-own cabins come with unfinished exteriors, so there is a great deal of flexibility in setting up your ideal cabin layout.


Rent-to-Own Cabin Prices – The 7 Contributing Cost Factors


Initially, rent-to-own cabin prices are the same as any cabins that are purchased right upfront. However, that initial sum is broken up into designated monthly payments and vary depending upon the size, style, etc. of the rent-to-own cabin.


The following 6 factors contribute to the cost of a rent-to-own cabin.


For example, the lofted style costs more than the utility style. The more intricate and spacious the style, the more that style will increase the final cost of a rent-to-own cabin.    


The bigger the size, the more your rent-to-own cabin will cost.


3. Exterior Siding & Additions


Siding

The prices of siding vary depending upon its material. For example, a rent-to-own cabin with lp siding siding will be the cheapest option. Whereas, metal siding will be the most expensive since it is double walled.


Porch

Our cabins come with a porch by default but we offer the same lofted and utility style buildings without porches for your rent-to-own cabin which will reduce the overall cost.


4. Flooring

We provide two different flooring choices, such as 5/8" standard shed flooring or you can upgrade to our premium 3/4" LP Legacy Flooring.


Plus, you can choose to strengthen your rent-to-own cabin’s floor by choosing where the joists are placed. This upgrade will also contribute to your rent-to-own initial cost.


5. Roofing Materials

Most rent-to-own cabins come standard with a metal roof. However, you can upgrade to architectural shingles


6. Special Customizations

Finally, the last factor contributing to the initial price of your rent-to-own cabin is special customization.


Special customizations like adding extra windows, door(s), vents, a loft, insulation, or electrical packages, all affect the final price of your rent-to-own cabin.



interior of rent to own cabin

Conclusion


If you are seriously considering a rent-to-own cabin, we hope the above information was helpful to you!


If you are currently in the states of Georgia, South Carolina, Alabama or Florida and looking for a rent-to-own cabin company, check out Maco Structures. We design quality cabins that will be well worth your money investment. See our cabins for yourself!

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